How To Avail Home Credit

Posted by Sales @GP on

To avail the Home Credit Loan, our team will have to request that you download the Home Credit app first to see if you're eligible for HC's service.

If eligible, you may proceed to our Cubao branch to complete the process. We will request you to present your Primary IDs and secondary docs. You're account will also be verified by the team before we submit the request directly to Home Credit.

When approved, you will have to make a 30-35% downpayment to avail the service. Please note that the approval will ultimately depend on Home Credit's final decision.

Primary Documents/IDs: 

- Passport
- Driver's License
- Voter's ID
- Philsys ID

Secondary Documents

- Company ID
- Postal ID (OLD)
- Updated NBI Clearance

Document Policy:

- At least 2 valid IDs, with at least 1 Primary ID.
- All documents must be ORIGINAL.
- At least 1 of the Primary IDs has the following:
- Full Name
- Date of Birth
- Customer's signature
- At least 1 of the documents has an ADDRESS (Current address can be stated by the customer).
- Other supporting documents for identification if available (ex: Pagibig ID), proof of billing (ex: electricity bill)

You can also check your eligibility at Home Credit's website here. 

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